Questions 1-3 refer to the following advertisement. 

Product Name	Minimum Balance	Monthly Fee	Added Benefits
West Free Checking	-0- Opening balance $50	-0-	– Free initial order of checks – No charge on ATM transaction
West 55 Checking (must be 55 years or older)	-0- Opening balance $100	-0-	– Free standard checks – Checks returned at no charge – No charge on ATM transactions
West Interest Checking	-$500 Opening balance $100	None, or $4 plus .25 per check if balance falls below minimum	– Free initial order of checks – Checks returned at no charge – No charge on ATM transactions
West Advantage Acct.	-$2,500 Opening balance $100	None, or $8 if balance falls below minimum	– Free standard checks – No charge on ATM transactions – No-fee traveler’s checks – Checks returned at no charge

Question 1: Which account(s) offer(s) free checks any time?

Questions 4-6 refer to the following memo. 

MEMO

To: All employees

From: Health and Welfare

Re: Sick Leave

As we are entering the year-end holiday season, we are also entering the flu season,and a lot of people will continue to work no matter how badly they feel. These sick people will go to work, spreading their germs and the misery that goes with them to their co-workers. Please don’t feel that this is what you have to do. Don’t feel that others will think you are being lazy. We urge you to stay home for a couple of days if you come down with the flu. Sick workers probably cost companies more money by going to work sick than if they take time off to recuperate. So get well, and keep the rest of the office happy and healthy this holiday season.

Question 4: What advice is given here?

Questions 7-10 refer to the following advertisement. 

Smart business people have long known that they can use the Zephyr to do their faxing, e-mailing, scheduling, writing and typing at home, in the office, and on the road, and now it gets even better! On the top of all things Zephyr can already do, we’ve just added a special feature that can save you money. Buy a Zephyr now (retails for $1,599.000) and we’ll include a 512mb flash memory card pre-loaded with Expense Manager and Paging Access software. That’s a $250 value, free if you act now! Use the Expense Manager to keep track of your business expense. Send message to cell phones with the Access software. Use the extra memory to store more data or back up your data.

Question 7: What kind of an ad is this?