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1. How National Auto Suppliers will be restructured depends ..….. on this quarter’s financial results.

 A. Steadily

 B. Nonchalantly

 C. Consistently

 D. Heavily

2. Sam could not pay back the money he owed the bank and ultimately ….. on his loan.

 A. Defaulted

 B. Tempted

 C. Declined

 D. Hinged

3. A decrease in the number of nursing home residents has been….. to seniors over the age of 65 being healthier and wealthier.

 A. Included

 B. Studied

 C. Attributed

 D. Marked

4. Have you interviewed any …… applicants for the translator position?

 A. Qualified

 B. Quantified

 C. Quantity

 D. Quarterly

5. Not only ….. distributors allowed to decide their own prices, they can also choose how to position the products to their clients.

 A. Does

 B. Do

 C. Are

 D. Is

6. The technology sector of the economy achieved enormous ….. during the nineties.

 A. Increase

 B. Growth

 C. Advance

 D. Develop

7. The shareholders had the option of ….. the capital from the dividend payout.

 A. Reinvesting

 B. Reinvestment

 C. Reinstating

 D. Rescuing

8. We need someone to …. the training program next year.

 A. Overtake

 B. Take over

 C. Hang up

 D. Take out

9. Our estimate is ……… the current cost of materials, which may change by the time of production.

 A. as a result of

 B. caused by

 C. based on

 D. because of

10. Attending the quarterly seminar on customer service was______for the staff members of Moon River Hotel.

 A. help

 B. helpful

 C. helpfully

 D. helpfulness

11. As the cost getting the printer______was nearly the same as its original price, management chose to purchase a new model.

 A. affirmed

 B. repaired

 C. identified

 D. recognized

12. The lipstick samples____back to the manufacturer when it was discovered that a number of the products cases were damaged.

 A. were sent

 B. were sending

 C. sent

 D. rising

13. Rick has done such a good job this year that he has been …….. to assistant marketing director.

 A. promoted

 B. produced

 C. prompted

 D. proactive

14. The price of a bond depends on several ….. , including it’s yield.

 A. factions

 B. factories

 C. factors

 D. factorings

15. For many middle-aged-people when it comes to ……… for retirement, they are not quite sure about how much money they should save and spend.

 A. prepare

 B. preparing

 C. prepared

 D. prepares

16. Dell, one of the biggest computer makers, decided to lay off …….. 8,000 employees over the next year as part of an going restructuring project.

 A. several

 B. a few

 C. some

 D. a lot

17. All the staff members ……… an opportunity to express their opinions about the design of the new factory before construction begins.

 A. had

 B. would have had

 C. have had

 D. will have

18. Had he set out by taxi rather than by bus, John ……. reached the bank in time for the money transfer.

 A. can have

 B. could have

 C. will have

 D. had

19. For the sake of efficiency, you are supported to turn in your proposal……… next Monday morning at the latest.

 A. on

 B. until

 C. for

 D. by

20. In the Western world, second only to New Year’s Day, Christmas is perhaps the ……. holiday.

 A. widely most celebrated

 B. most widely celebrated

 C. widely celebrated most

 D. most celebrated widely

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