If we have a great deal of uncertainty and distrust in the world, then consumers and corporations want to trust companies and brands that they believe will deliver on their promises. You asked where our opportunity was. It's in customer service, because if we can provide a higher level of certainty in a world that is uncertain, that gives us a competitive advantage. For example, we're doing a "back to the future" on the charge card. That's our pay-in-full product at the end of 30 days. Consumers want discipline, and if we can bring that discipline of paying in full at the end of the month along with the service levels that we provide, plus the rewards and other programs we have, we think that's a tremendous opportunity for us to grow. We also believe there are substantial opportunities in partnering with banks to issue Vista-branded credit cards, and we've had very strong success doing it globally. Another area we feel strongly about is that we have information we can use in very effective ways for a range of partners. We believe that our information, which we use in our own business and marketing, can be used by retailers, restaurants, and other corporations to improve their business, and that's an increasing area of focus for us.

Thank you for coming today. My name is Shirley Preston, and I'm the corporate communications officer for Furniture City Inc. I am pleased to announce that we will be opening a new Furniture City store this April at 53 Parkway Street, opposite the Parkway Mall. This will be our third location in the city, and our largest store yet, with 6,000 square feet. Our stores are renowned for providing quality furniture at reasonable prices, and this store will be no exception. It will employ 30 persons, and we expect it to generate more than $2 million a year for the city in tax revenue. This is another measure of the growth of Furniture City, which began four years ago in a small office on Clark Street. Maurice Alberts, our founder and president, has expanded the company in the space of that time to one of the fastest-growing firms in our state. Revenues for Furniture City rose 10 percent last year, and are up to 2 percent for the first quarter of this year. In addition to this new store, we have plans to expand soon into other cities in the state. At this time, I will field any questions that you have, either about our new store or our company in general.

Ladies and gentleman, welcome to this afternoon's performance of "A Midsummer Night's Dream," part of our "Shakespeare in the Park" summer drama series. There will be four acts, with a 20-minute intermission. If you don't have a program, they're available for free at either of the booths at the side of the stage. During the show, we ask that you remain seated on the grass or in lawn chairs, and please keep children behind the yellow rope lining the front of the stage. If your little one needs to use the restroom, it would be a good idea to take them now. Restrooms are located in the fenced area to the right of the stage. Also, if you're in contact with friends and family who are still arriving, tell them the north lot is full, but there is additional parking in the east and west lots. When the curtain drops to signal the start of the action, please turn off all your cell phones and pagers, and be considerate of your neighbors. Thank you for coming, and we hope you enjoy it!